Comparisons

#1

Great 4.9 / 5.0
VISIT SITE

#2

Excellent 4.8 / 5.0
VISIT SITE

#3

Good 4.6 / 5.0
VISIT SITE

#4

Good 4.6 / 5.0
VISIT SITE

#5

Good 4.5 / 5.0
VISIT SITE
Main Features
Reimbursement Options 70%, 80%, 90% 80%, 90%, 100% 50%-90% 70%, 80%, 90% 70%, 80%, 90%, 100%
Deductible Options $100, $250, $500 $0, $100, $250, $500 $100 - $1,000 $200, $300, $500, $750, $1,000 Varies by age of pet
Maximum Annual Coverage $5,000, $10,000, $20,000, $50,000, $100,000 Unlimited Unlimited Unlimited $5,000, $10,000, Unlimited
Multi-Pet Discount
Year Founded 2016 2017 2009 2006 2013
24/7 Pet Telehealth
Underwriter LEMONADE INSURANCE AGENCY, LLC Great Lakes Insurance SE ACE American Insurance Company American Modern Insurance Group Independence American Insurance Company
Underwriter A.M. Best Rating Not Rated A+ (Superior) A++ (Superior) A+ (Superior) A- (Excellent)
Accident Waiting Period 2 DAYS 24 Hours (if switching from another insurer) 15 Days 2 Days 1 Day

#1

VISIT SITE
Great 4.9 / 5.0
Main Features
  • Reimbursement Options
    70%, 80%, 90%
  • Deductible Options
    $100, $250, $500
  • Maximum Annual Coverage
    $5,000, $10,000, $20,000, $50,000, $100,000
  • Multi-Pet Discount
  • Year Founded
    2016
  • 24/7 Pet Telehealth
  • Underwriter
    LEMONADE INSURANCE AGENCY, LLC
  • Underwriter A.M. Best Rating
    Not Rated
  • Accident Waiting Period
    2 DAYS

#2

VISIT SITE
Excellent 4.8 / 5.0
Main Features
  • Reimbursement Options
    80%, 90%, 100%
  • Deductible Options
    $0, $100, $250, $500
  • Maximum Annual Coverage
    Unlimited
  • Multi-Pet Discount
  • Year Founded
    2017
  • 24/7 Pet Telehealth
  • Underwriter
    Great Lakes Insurance SE
  • Underwriter A.M. Best Rating
    A+ (Superior)
  • Accident Waiting Period
    24 Hours (if switching from another insurer)

#3

VISIT SITE
Good 4.6 / 5.0
Main Features
  • Reimbursement Options
    50%-90%
  • Deductible Options
    $100 - $1,000
  • Maximum Annual Coverage
    Unlimited
  • Multi-Pet Discount
  • Year Founded
    2009
  • 24/7 Pet Telehealth
  • Underwriter
    ACE American Insurance Company
  • Underwriter A.M. Best Rating
    A++ (Superior)
  • Accident Waiting Period
    15 Days

#4

VISIT SITE
Good 4.6 / 5.0
Main Features
  • Reimbursement Options
    70%, 80%, 90%
  • Deductible Options
    $200, $300, $500, $750, $1,000
  • Maximum Annual Coverage
    Unlimited
  • Multi-Pet Discount
  • Year Founded
    2006
  • 24/7 Pet Telehealth
  • Underwriter
    American Modern Insurance Group
  • Underwriter A.M. Best Rating
    A+ (Superior)
  • Accident Waiting Period
    2 Days

#5

VISIT SITE
Good 4.5 / 5.0
Main Features
  • Reimbursement Options
    70%, 80%, 90%, 100%
  • Deductible Options
    Varies by age of pet
  • Maximum Annual Coverage
    $5,000, $10,000, Unlimited
  • Multi-Pet Discount
  • Year Founded
    2013
  • 24/7 Pet Telehealth
  • Underwriter
    Independence American Insurance Company
  • Underwriter A.M. Best Rating
    A- (Excellent)
  • Accident Waiting Period
    1 Day
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Key Considerations

  • Coverage Levels

  • Monthly Premiums

  • Reimbursement Options

  • Deductible

  • Annual Coverage Limits